Think Bigger. Live Better. Build Your Mortgage Career with Us.
Join a team where innovation meets opportunity — with AI-powered tools, expert coaching, and unmatched flexibility to grow your business and your income.
Stop Spinning Your Wheels. Implement Proven Systems.
Join a team where cutting-edge technology, flexible loan options, and top-tier coaching come together to help you grow your income and impact. Whether you're just starting out or ready to scale, we’re here to help you thrive.
You Deserve To Win More
Looking for an environment that fuels that? You've come to the right place. think mortgage empowers loan officers to 2X or 3X their production, while earning higher commission rates. That's why were one of the fastest growing mortgage companies in the nation!
Flexible Lending Options That Fit Every Client
Serve more clients with confidence. Whether you're helping a first-time buyer, a seasoned investor, or someone with unique financial needs, Think Mortgage offers Conventional, FHA, VA, Jumbo, DSCR, and more — giving you the flexibility to get deals done.
Tech That Moves Loans Forward, Fast
Stop doing everything manually.
At think mortgage, you’re backed by powerful industry standard tools that are automated by our own proprietary AI to make submission, underwriting, disclosures, and closing a breeze!
Combine that with a responsive operations team and you’ve got what it takes to close loans quickly—and grow your pipeline.
Expand Your Reach
Help more clients qualify with FHA, VA, and USDA loans—perfect for first-time buyers, veterans, and credit-challenged borrowers. At think mortgage, you’ll be equipped with the tools and training to navigate programs with ease and confidence.
Tap Into the Investor Market with Powerful Loan Options
Grow your pipeline by offering smart financing solutions for real estate investors. Think Mortgage provides flexible programs with competitive rates—so you can support property flippers, landlords, and portfolio builders with ease.
What makes think mortgage different
Rapid Expansion
think mortgage is one of the fastest growing mortgage companies in the nation! We've grown from a small broker shop in New York to a nationwide lender—licensed in 22 states and rapidly expanding.
Commissions & Growth
Close more loans, earn better commissions on each loan, and have opportunities for branch management and leading teams.
There's a reason we're one of the fastest growing mortgage lenders—we prioritize your success!
Smart Mortgage Technology
Industry leading technologies for loan origination, pricing, market news, and customer marketing - empowered by our thinkbot AI!
We make it easy to succeed without getting drowned in busy-work.
Sales Coaching That Works
Access 1-on-1 or team coaching from Brian Cantrall, a certified coach with 30 years of experience and over 5,000 hours of mortgage sales coaching.
Monthly virtual sales calls with direct access to think mortgage leadership so you can grow and contribute.
Real Benefits from Day One
Enjoy Medical, dental, and vision insurance from Blue Cross Blue Shield on your first day at think mortgage—because your health matters.
Contribute to your 401K from day one at think mortgage—because your future matters.
All Loan Types, All Clients
Virtually any loan type you can imagine for any type of client. With the power of being a direct seller to Fannie Mae and Freddie Mac while also maintaining the ability to broker with every TPO lender in the country, think mortgage is a no brainer for options!
FAQs
What Loan Officers Ask Us Most
What states is think mortgage licensed in?
Think Mortgage is licensed in 22 states, including California, Florida, Texas, New York (broker only), and more.
What types of loans can I offer at think mortgage?
You’ll have access to Conventional, FHA, VA, USDA, Jumbo, DSCR, Non-QM, DPA, Construction, HELOC, and Reverse Mortgage programs.
Does think mortgage offer in-house underwriting?
Yes! We offer traditional delegated in-house underwriting, plus non-delegated and broker loan options for maximum flexibility.
What tech tools will I use as a Loan Officer?
Think Mortgage uses Encompass, ICE PPE, thinkbot (AI), Ask REGI (AI), Unify and Act On CRM, MMI, and more—all built for speed and automation.
Is coaching available for new or experienced loan officers?
Yes! You’ll have access to one-on-one or team coaching led by Brian Cantrall, a certified coach with over 5,000 hours of experience and a history of award-winning results.
Are benefits available from day one?
Yes. You’re eligible for the 401(k) plan, health, dental, and vision insurance starting on your first day of employment.
Contact us
Think One Mortgage Inc
1888 Hylan Blvd, Suite 1
Staten Island, NY 10305
800-955-1677
Company NMLS #125182
NMLS | FAIR LENDER | FAIR HOUSING I
Texas Consumer Complaint / Recovery Fund Notice
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV."
